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Set up your finances

Start out the right way! Set up your accounts and find the tools and help you need to start managing your business finances.

Financial tools and templates

Tools and templates to help with your business finances.

Payments and invoicing

Setting payment terms and invoicing correctly can help you get paid on time.

Learn about the different ways to fund your business including loans, grants and crowdfunding.

Learn how to lodge, pay and understand the different types of taxes that may apply to your business.

Support for your business finances

Find information and advice to help with your finances.


Understand fund choices, making contributions and using SuperStream.

Yearly financial tasks

Learn about the yearly tasks you should complete to keep up with your business finances.

Financial trouble

Ways to help your business if it's in financial trouble.

Our live chat service is open from 8am - 8pm, Monday to Friday, across Australia (excluding public holidays).

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Strategic plan.

Business And Finance

Strategic Planning Priorities and Goals

Aligned With the Aims of the N2025

Aerial image of campus

Business and Finance (B&F) initiated a Strategic Planning and Inclusive Excellence Roadmap process in Summer of 2019 with an end goal of identifying Business and Finance Strategic Priorities that are aligned with the goals and priorities of the university by the Fall of 2021. The major milestones and inputs of this process included: A Climate Survey conducted across all B&F departments; B&F leaders held workshops using data from climate survey, N2025 draft and Diversity and Inclusion Special Report to establish a common set of Values and Principles for Business and Finance ; B&F staff conducted department promise workshops to set departmental level Customer Service Strategies ; B&F leaders began a Diversity and Inclusive Excellence (D&IE) education series hosted by the Office of Diversity and Inclusion, and established an Inclusive Excellence Statement for Business and Finance ; B&F leaders established a Business and Finance Strategic Plan that includes priorities that directly align with the goals of the university and support the Principles and Values of Business and Finance.

graphic of first part of timeline showing climate study and inclusive excellence

graphic of second part of timeline showing principles and values and workshops

graphic of third part of timeline showing excellent statement and strategic priorities

What follows are the overarching Strategic Priorities within Business and Finance that integrate the Aims of the N2025 Strategic Plan . In addition to this plan, each individual department manages additional strategic priorities of their specific operations.

B&F Goal: By providing a safe, smart, and reliable environment for learning and research in world-class facilities, we deliver innovative opportunities that are customer-focused and strategic to help enrich the student experience.

Smart and healthy buildings.

Next Generation Building Automation System

Expand Landscape Services Student Internship Program

Sustainability Learning Lab Program

License Plate Recognition and Occupancy System

Parking Lot Infrastructure and Safety Enhancements

Enhance Parking and Transit Services Customer Experience

Increased Participation in Student Programs and Outreach Opportunities

Back to the Full List of Goals

B&F Goal: By reimagining and designing new systems and processes, we will empower the campus community to make informed, efficient decisions that enhance UNL’s trajectory as a leading Research university.

Incentive-based budget implementation.

Improve Business Process Efficiencies through Software solutions

Service Delivery Initiative

B&F Goal: By increasing collaboration across the city, NU System, state, country and the world, we will form even stronger and more diverse partnerships.

Increase collaboration with city of lincoln to improve waste diversion, start recycling pilot project.

Increase collaboration with NU Campuses

Diversify community, industry and global partnerships with the public sector

B&F Goal: By creating an inviting, inclusive community of respect, kindness, and encouragement, we will spark our imagination through diverse ideas and open exchange. We are committed to diversity, inclusion and equity as a purposeful and conscious fabric of our daily existence and will demonstrate a welcoming and engaging workplace culture centered on civility, respect and understanding.

Implement app-based incident reporting on campus .

Infuse diversity and inclusion principles in the physical campus environment through the current campus master plan update

Incorporate Diversity and Inclusion Initiative in Staff Evaluations and Professional Development Training

Review and Update Translation and Special Needs Services for EAP

Enhance Diversity and Inclusion efforts in recruiting

Implement Stay and Exit Interviews

Community Policing

Commitment to Diversity, Inclusion and Equity

B&F Goal: By actively seeking to enhance individual and team capabilities and looking at each day as an opportunity to demonstrate our commitment to delivering value, we believe in the team by valuing the unique strengths and abilities of individuals.

Professional development of staff.

B&F Goal: Our plan adds "Aim 7", which builds on the “Responsible Stewardship of Resources” section in the N2025 plan. We see this added Aim as an essential component of our operation and Strategic Planning efforts. In response to this Aim, we will strive to be organizationally and operationally efficient and effective, commit to maximizing our value to meet the mission of the university, invest in physical and technological infrastructure, and be committed to sustainability in every department.

Enhanced delivery of services, communications, and collaborations with stakeholders.

Implementation of Business and Finance Business Center

Improve the Viability of the NCard Program

Review of Human Resource policies to identify opportunities for increased efficiencies

Improved communication (Internally and Externally) from Human Resources

Sustainability Efforts

Establish KPIs and Goals in regard to utility use to inform decision making

Develop sustainability training video for Business and Finance and Campus Stakeholders

Implementation of SAP Accounts Receivable Module

Refine credit card processes and PCI compliance to fully utilize available technologies and create efficiencies

Educate Functional Offices on Campus on the strategic use of data, reporting, technical resources, and systems

Increase collaboration between Student Accounts and campus partners to improve reporting

Create a planning resource document that fuses priorities across individual unit planning documents

Submit for and attain a Gold rating from the Association for the Advancement of Sustainability in Higher Education’s (AASHE) Sustainability Tracking, Assessment and Rating System (STARS)

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How to Buy Online

finance plan for business plan

Ford.co.uk uses cookies and similar technologies on this website to improve your online experience and to show tailored advertising to you.

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You can manage cookies at any time on the  Manage Cookie Settings page  but this may limit or prevent use of certain features on the website.

Please see the  website privacy and cookie policy  for further information.


Your car, your way.

Ford has a range of finance plans that have been designed to simplify the process of getting a new Ford on the road. You can find and finance your new or approved-used Ford all in one place.

Compare  our finance plans, including hire purchase and leasing, and find the plan that’s right for you.

Which Ford Credit Finance product is right for me?


Ford acquire, ford options cashplan, ford personal contract hire.

A type of hire purchase (sometimes called Personal Contract Purchase) where your monthly payment is lower when compared to a Ford Acquire agreement of the same length and deposit.

Take a look at the video below to see how Ford Options works.  You can find more information  here.

Ford Options animation


You have three options at the end of your agreement:

Renew Choose another car

Your chance to drive another new Ford Car.  You can trade your old car in or sell it privately.  Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new Ford Car.

Return Hand the car back

Assuming all monthly payments have been made, you’ll have nothing further to pay, providing the car is in good condition and the agreed mileage hasn’t been exceeded.

Retain Keep the car

If you decide to keep the car, assuming all monthly payments have been made, you just need to pay the Optional Final Payment plus the purchase fee and it’s yours to drive away.

Finance subject to status. Freepost Ford Credit. 

Visit  ford.co.uk  to configure your new  Ford car  or visit your nearest  Dealer

Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:

Your monthly payment can  then be calculated

The car is yours at the end of the agreement assuming all payments plus the purchase fee have been made.

Pay a deposit followed by monthly payments - you own the car at the end of the agreement.

Take a look at the video to see how it works or find more information  here .

Ford Acquire Video

Just an advance payment and an Optional Final Payment. No monthly payments to make.

Ford Options Cashplan Video

You’ll have nothing further to pay, providing the car is in good condition and the agreed mileage hasn’t been exceeded.

If you decide to keep the car, assuming all payments have been made, you just need to pay the optional final payment plus the purchase fee and it’s yours to drive away.

Your dealer will then calculate your Advance Payment

No vehicle ownership - you hand the vehicle back at the end of the agreement. Take a look at the video to see how it works or find more information  here.

An advance rental followed by fixed monthly rentals. The vehicle is returned at the end of the agreement.*

Ford Personal Lease

There are no part exchange or disposal issues.

At the end of the agreement you simply return the vehicle to us*

Your Dealer can discuss your new car requirements and provide you with a new quote for Ford Personal Contract Hire.

If you are interested then take out a new agreement and collect the latest model.

Finance subject to status. Guarantees and Indemnities may be required. Ford Personal Contract Hire  is provided by ALD Automotive Ltd trading as Ford Lease BS16 3JA.

Your Dealer will then provide you with an instant quotation showing your Advance Rental and Monthly Rentals


Compare our personal car leasing and finance options to find a car payment plan that may suit you.

View Business Finance Plans

^ Subject to all payments (including Purchase Fee) being paid.


We offer a range of finance plans for business cars and commercial vehicles, as well as complete funding and management solutions for large fleets.


Choose from a range of business vehicle finance options for cars and commercial vehicles. Designed to simplify the process of getting your business on the road.

Business Vehicle Finance

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Looking for fleet funding? Ford Fleet Management is our one-stop-shop for bespoke fleet management and funding solutions.

Ford Fleet Management


Ford Credit is a trading style of FCE Bank plc. Registered in England: No 772784. Registered Office: FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.

† Ford Options is a hire purchase agreement with an Optional Final Payment due at the end. Your deposit (maximum 35%) and the Optional Final Payment are deducted from the price of the car. The balance plus interest is then split into equal monthly instalments depending on the length of your agreement. As Ford Options is a mileage based agreement, it is important that your anticipated mileage is reflected correctly as it cannot be changed mid-contract.

*Ford Personal Contract Hire is provided by ALD Automotive Ltd, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. ALD Automotive Ltd is registered in England no. 987418. Finance subject to status. Guarantees and indemnities may be required. ALD Automotive Ltd and FCE Bank plc are authorised and regulated by the Financial Conduct Authority. 

Get a Quote

Important Information

Imagery and information shown throughout this website may not reflect latest UK specifications, colours may vary, options and/or accessories may be featured at additional cost and locations and vehicles used may be outside of the UK. Ford policy is one of continuous product development. The right is reserved to change specifications, colours of the models and items illustrated and described on this website at any time. ⁰ The identified dealer fitted accessories are carefully selected third party supplier branded accessories and may have different warranty conditions, the details of which can be obtained from your Ford Dealer. Dealer fitted accessories are fitted after registration and could have an impact on your vehicle’s fuel consumption. The Combined Fuel Consumption and Combined CO 2 Emissions (WLTP) figures do not include dealer fitted accessories.



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Business finance essentials

Plan your business finances.

Setting up and managing finances is essential to the success of your small business. You can learn about basic financial processes, planning for good financial management and discover what financial policies you need to be aware of.

Basic financial requirements

Start-up costs.

Pricing for products and services

Income and profit

Seek professional advice

Work with your accountant or financial adviser for tailored recommendations and advice on how to set up finances for your business type or industry.

Banking options

There are many banking options available, each with advantages and disadvantages, to suit different types of businesses.

A transaction banking product provides day-to-day banking facilities accessible online.

This option is suitable for a wide range of business types ranging from sole traders to larger companies. Any company that deals with cash or invoices can benefit from a transaction banking product.

Most transaction products will provide:

Some products will provide:


Transaction banking products often have associated fees that increase with increased levels of transactions.

Merchant facilities are the services that allow businesses to accept credit and debit card payments. They include EFTPOS terminals and online banking options.

This option is suitable for any business requiring on-the-spot payments (e.g. retail markets or cafes).

Merchant facilities allow:

Merchant facilities:

Debtor finance allows your business to overcome cash-flow issues. These facilities give your business access to a percentage of customer invoice amounts before the customer is due to pay under normal business terms.

This option is suitable for businesses that have long payment terms on their invoices (e.g. 30, 60, or 90 days) or for larger and more established businesses requiring early access to funds.

Debtor facility finance provides businesses with:

Disadvantages can include:

Credit cards provide businesses with access to a line of credit issued by a bank that must be paid off later.

This option is suitable for businesses that have a short-term need for funds to make purchases while they wait for income.

Business credit cards provide:

Credit cards will typically have high interest rates after the no interest period. They also come with annual fees.

BPAY is a method of transferring funds online from a bank to a registered biller. The transfers can be one-off or scheduled.

This option is suitable for any business that regularly bills customers or accepts part payments, and for businesses wanting to provide a no fee, no credit card option to customers.

Using BPAY:

The disadvantages of BPAY include:

Managing your own finances

You can learn basic skills as a small business owner to give you confidence to manage your own finances. These skills will help you:

Skills such as budgeting, calculating taxes, setting price points and setting revenue and success rates will give you control over your own financial decisions.

Remember to clearly separate your business finances from your personal finances and accounts.

Putting together a budget can be as simple as creating a spreadsheet. At the end of every month, compare your actual spending to your budget. If it doesn't match, review where your money was spent and make adjustments for next month.

Learn more about budgeting .

Expenses are things you have to pay for to run your business, such as overheads (e.g. rent, electricity) and employee salaries.

Understanding your expenses can save you money when applying for a loan or negotiating deals with suppliers.

Learn about the costs to start and run your business .

Cash flow is how money moves in and out of your business. You can track your cash flow on a simple spreadsheet or in your accounting software. Small businesses starting out may have dramatic changes in income and expenses each month.

Record every purchase, withdrawal, cost and sale in your spreadsheet or accounting software. This will help you understand:

Learn more about managing your cash flow .

Before borrowing money, compare terms, interest and fees from multiple lenders using an online comparison service or a broker. Read the fine print and understand the loan's limitations and requirements.

Find options for funding your business .

Your personal credit rating can affect your ability to apply for business loans and credit.

Speak to your accountant or financial adviser for more information on managing your credit rating.

Improve your financial knowledge

Grow your financial knowledge to help you better understand how to run your business. You could:

Further training

Use the Queensland Skills Gateway to find available training courses in Queensland.

Financial policies and procedures

Financial policies set out the 'rules' for how you will manage your business's finances. They should reflect the core values and culture of your business.

Clear financial policies and procedures will ensure:

Types of financial policies and procedures

Your policies and procedures will depend on the nature of your business. Think about your preferences for:

Creating financial policies

Financial policies should:

Creating financial procedures

Financial procedures set out clear instructions under a policy and should:

When writing your financial policies and procedures:

Also consider...

Japan Finance Corporation

JFC has formulated the following Business and Management Plan for the period from FY2022 on.

Business and Management Plan(FY2022-2024)

The roles strongly required of JFC as a policy-based financial institution, of which there is renewed awareness as a result of its responses to the COVID-19 pandemic, are to continuously review operations to ensure that they are capable of addressing largescale crises with the premise that such crises may occur in the future and to demonstrate reliable safety net functions under all circumstances.

JFC collaborates with relevant organizations to support business creation and new businesses including the start-up and other companies that will lead the new society in the post-COVID era, promote exports of agricultural, forestry, fishery and food products, and provide strong support in growth strategy areas such as business succession, which is a management issue for many clients. By supporting SMEs, micro/small businesses, and agriculture, forestry, fisheries and food business operators, which function as the foundations of regional economies, JFC is contributing to regional revitalization.

JFC also promotes further digitalization so that it can provide such policy-based financial services broadly and promptly. In addition, JFC will contribute to the achievement of the Sustainable Development Goals (SDGs) in order to create a sustainable society by supporting these types of clients and contributing to communities.

In accordance with this approach, each employee, as a policy-based finance operator, will undertake the following with a sense of mission to demonstrate their roles to connect this policy to its various business endeavors.

First, when performing its safety net functions, JFC will support clients that were affected by the COVID-19 pandemic and steadily and agilely provide support for recovery from and restoration following other natural disaster including earthquakes and typhoons.

Next, JFC will focus its efforts on Strategic Fields of Growth, etc. including start-ups, new business, business revitalization, business succession, social business, overseas expansion, new development of agriculture, forestry, and fisheries business operators, environmental and energy measures, promotion of digital transformation (DX), and support for customers undertaking business restructuring with an eye toward the post-COVID era for the future development of the Japanese economy. Of these, we are responding to the increasing need for business succession by placing particular emphasis on enhancing information collection capabilities and collaborating with relevant organizations to provide effective consulting including matching. With regard to overseas development, we will bolster support for overseas expansion and export growth.

Furthermore, in order to contribute to regional revitalization, JFC carefully ascertains the circumstances surrounding regions and businesses, taking into consideration the changes in the business environment during the COVID-19 crisis in particular, and adopts a bird's eye perspective of regions to work together in order to solve their problems. In doing so, we will perform our function of connecting the various relevant organizations while using our nationwide network of 152 branches to utilize the unique characteristics of the JFC and promote further collaboration with local communities.

Also, given the significance of the policy finance function, we are working to perform an appropriate risk-taking function, and to provide high-quality services by focusing on demonstrating our consulting functions and our policy recommendation abilities, as well as consistently promoting publicity activities.

In carrying out our affairs, we will follow the principle of "doing ordinary tasks with excellence" while maintaining a high level of awareness of compliance and steadily and appropriately building on each individual task. In addition, taking a bottom-up approach to management as our motto, we aim to gain an accurate understanding of customer and regional needs, respond empathetically, and become a more familiar and reliable presence. To this end, we are working to reinforce our nationwide network of 152 branches. In particular, the integrated branch office manager will continue endeavoring to fulfill the role of the cornerstone of the network. Furthermore, in order to reinforce policy-based finance functions, taking into consideration responses to the COVID-19 crisis, we will address organizational operations by reinforcing organizational response capabilities by securing personnel and taking other measures during emergencies, promoting further digitalization, and undertaking measures to carry out proposals made from an on-site perspective to continuously streamline administration including abolishing unnecessary procedures and raise the efficiency of operations. When carrying out IT strategies, we will deeply analyze the trends of digitalization of private financial institutions, select the methods most suitable for JFC. We will also address human resource development and utilization and promote diversity by creating rewarding workplaces where employees can maximize their abilities through measures such as telework and staggered commuting times.

Business Operation Plans

1.respond carefully to the needs for safety net services, provide a stable supply of funds, and collaborate with private financial institutions.

2.Supply funds with priority given to Strategic Fields of Growth, etc.

JFC supports active responses to new development of start-ups, new business, business revitalization, business succession, social business, overseas expansion, and agricultural, forestry, and fisheries business operators, promotion of digital transformation (DX), and environment and energy measures including decarbonization with an eye toward the post-COVID era.

3.Contribution to local and regional revitalization through collaboration with local communities

4.Improve customer service and demonstrate policy significance

5.Appropriate management of credit risk

Appropriately manage credit risks taking into consideration outstanding loan balances and the substantial increase in clients in conjunction with COVID-19 Special Loan Program.

<Monitoring items>

Organizational Plans

1.promote digitalization.

2.Enhancing branch office functions

3.Conduct efficient and effective operations

Solve organizational management problems that were noticed as a result of responses to the COVID-19 crisis.

4.Foster and utilize human resources

5.Promote diversity and improve the workplace environment

6.Establishment and strengthening of risk management and compliance structures

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Copyright © Japan Finance Corporation. All Rights Reserved.


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  2. Finance Your Business

    The Small Business Administration (SBA) offers programs that can help your business if it's been affected by the coronavirus pandemic. For details, see the “Small Business Debt Relief Program” section

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  5. Business and Management Plan

    JAPAN FINANCE CORPORATION Small and Medium Enterprise Sector. JFC has formulated the following Business and Management Plan for the period from FY2022 on